Monday, April 1, 2024

Getting Out Of A Financial Mess

When I married my Ex-Husband, I was young and stupid. He and his Mom told me I needed to listen to the financial advice that they were giving. I was so foolish to listen. Why?

When we were married, his mother had suggested that only one of us take on the debt so the other could build their credit up in case we got behind. Since I was the one who took the kids to the doctor's and handled everything in the house, that burden became mine. When I say burden, I mean everything, but the mortgage, water, and gas bills were in my name. I am not complaining about being a Mom or handling things with my kids. I am not. I am stating I was foolish to put all the bills in my name, which my ex would push off as he was the only one working as I was a stay-at-home mom. 

Admittedly, my debt is horrible, which includes loans I had to take out to get me and my kids into a place to live after my Ex cost us our home. We were robbing Peter to pay Paul. After going through counseling, I finally learned this was a form of financial abuse that started from day one of our marriage. It is also not uncommon for this to happen in marriages.

Five years later, I am slowly chipping away at the debt and trying to build up my credit score. I have seriously considered bankruptcy but decided against that. All while my ex-husband has new cars and a brand new mortgage. Am I bitter? Not anymore. I could not afford the divorce and made him pay for it. But for him to pay for it, I had to agree that all of his debt was his and all of my debt was mine. All those bills we accumulated during our marriage are now mine.

Why am I even making this post? Because I hear so many people say, "I cannot afford to end a relationship financially."

Trust me, I get it. It is hard. I am slowly paying off my debt, which is a lot. When you add my student loans and back taxes due to my job, I know I have a long way to go. Remember, there is a light at the end of the tunnel. Even if you pay a small amount at a time, it is better than nothing.

Here are some ways I am paying off my debt and getting myself out of this issue. I complete survey sites activities to earn a few extra dollars to pay the debt off faster. If anyone is interested, you can go to our page Help In Life, for a list of the sites that I used to earn some extra money.

I am a testament that things will work out. Knowing I am struggling now, but that does not mean things will not get better. Stay strong. everyone better days are ahead of us.

Thursday, March 7, 2024

When Your Future Plans Change

My dream has always been to buy land and have a small mini farm. Then, I started watching Kara and Nate on YouTube. They have great content, and I would suggest following their channel. I have never met them, but I started watching their videos when I moved to where I live now. Watching them has made me realize that my dream may have shifted a while, especially over the years when I have found joy in writing again. But I want to visit the world, or in my case, the United States, Canada, and South America. I always wanted to travel the country and boondock.

I keep joking that after my son graduates, you never know where you will find me. That joke has become more of a reality. I hope by then, my real job will allow us not to be hard-wired so I can boondock and work. I love my children, but the thought of being stuck in one place is making me get a case of the wandering foot. I am not saying I do not want my simple life with my land and home, but it may shift to land and RV, so I have a home base. Plus, the cost of land and homes has skyrocketed lately. Which means it will be even more unattainable for people in my position.

So what is in our future? I know I want a base camp. That way, we can decide what we want to do. This spot will be our home, an RV or camper van, so we can travel but always have a home or place to come home to. I guess only time will tell when it comes to our future. I still imagine myself with a cabin in the woods, but depending on life, I do not know what will happen. Sixteen months from now, my youngest will graduate high school. I will make more plans then. I guess it will be a let's see what our future will be.

Tuesday, March 5, 2024

1 Year Ago

 This little fluffball! Sweet and sassy. The cat distribution system gave JJ to us a year ago!

JJ came to us when shortly after we lost our baby Rodeo. This little ball of fire is Rodeo in kitten form.

Thursday, February 15, 2024

Hard Reset!

Do you feel like you need a hard rest? 

Is it just me?

I will be 100 % transparent right now. I am not feeling it. I am currently sitting at my desk writing while waiting for work calls to come through. In retrospect, I should be happy. I made my bed, and I have dinner planned. The editing I wanted to do today I finished already. But I feel like I am in a funk trying to get through the day.

What is even worse, currently, I have no less than three posts I am working on for the blog. My house is feeling like I had good intentions. Have you ever felt like you need a hard reset? I am physically feeling like I need one. My outlook on life the last few days has sucked, and I will be honest I am feeling in a funk. This past weekend flew by so fast that my spring cleaning seemed like a chore. Like I got my kitchen table set up, and I do not have the want to do anything else. Am I the only one who feels this way? 

So what now? Well, that is easy. I do what I always do. I put on a good pair of comfy socks, and between work calls, I am working on my house and freelancing. Things can seem bad, and I know I need a hard reset. I know the weekend is coming, but I will make the most of it. But I think a vacation may be in my future, even if it means a vacation along the river and relaxing. Remember, a hard reset can be whatever you want it to be. Just remember to do whatever makes you happy.

Wednesday, January 31, 2024

Multi Tasking?

What does one do while working?

Well, I am blessed to be a work-from-home agent. So, between my calls and tasks that need completion for work. I write! Since I have stories on social media sites and many stories and books in progress, I am constantly writing and editing all the written works. If you look at the screenshots below, this is just a tiny bit of what I do daily to ensure everything runs smoothly! That is also besides work and taking care of my family and home!

These are some of the many stories I work on for Kindle Vella! Then, I have three active audiobooks on TikTok and some on YouTube. All the links are on the blog via the Books and Social Media pages. Have any suggestions on the stories? Please feel free to leave suggestions.

Being told to slow down is not something I can readily do. Knowing I am not the only one like this, I want to remind everyone that it's okay not to multi-task. Do what is best for you! 

However, I would love some feedback on all the stories I post.

Just remember to make time for yourself and disconnect when you need to! All work and no play makes one a very cranky person!

Thursday, January 25, 2024

Living In A Historic Town

These are just a few shots I took around town last week from my house to the produce market. These homes and buildings are all dated and historic. I think they all scream small-town Florida charm.

#1. This home is on a corner down the road from where we live. It sings Florida vibes. I love this house with how many windows the home has, and I would love to live in this piece of Florida history. Look at that porch with the shade to keep you cool watching people walk or drive by.

#2. This beautiful historic home is massive, and who could not imagine sitting on the porch drinking sweet tea? This house sits next to the first home. Talk about a difference in time. Also, this home has a no-trespassing sign on the doors. These homes are beautiful, and I wonder what could be said if these walls could talk. But please remember to respect the home and the rules attached to them.

#3. This church can be seen from the main road as you enter the town about half a mile away and has been here since I was a kid. The funny thing is I have lived in the area most of my life and have never been in this church.

4. This building was once a car repair garage and is now a healthy shake place. Seeing this building transformed made my heart happy, as too many old buildings stay empty for far too long. Plus, like many buildings in our downtown area, they are decorated with murals.

5. This building can be seen when you enter our town from the south. I do not know the history of this building, but I love it. I am unsure if anyone lives here because when I walked by once, we saw a cat in the first upstairs window. But living in town for years, I have never seen any human residents.

6. Historic train tracks as you enter the town that are from 1885. These tracks have been here just as long as Brooksville has. The train comes two to three times a day. The sounds of the train cut through the day like clockwork.

I plan on doing a few walking videos of our town soon, but these were some locations close to my home on my way to buy produce and go to the bank. Living in a small town, which has so much history, can be a wonderful thing. The culture and history are even better than living in a larger town. I hope you will enjoy the new walking videos when we can do them. I am hoping this will happen soon as I have had a few health issues. 

Monday, January 15, 2024

Lesson In Love

The following paragraph I posted four years ago on Facebook when I worked as a part time Uber driver. As a driver I met some wonderful people. This story hit me as I had just come out of a twenty-one year mentally abusive marriage to a narcissist and had just started a relationship with the love of my life.


A VERY BIG LIFE LESSON- When someone is important to you let them know how you feel. So many people hide behind the feeling of afraid of being hurt rather than by admitting emotions. You know what life is too fucking short people. Take a leap of faith. ---I drove this lovely elderly couple today from the hospital to their home. The gentleman was a sweetheart and said if he had not admitted early on to his wife of 60 years how he felt he could have lost her. Then she replied with 'I didn't want to hear it at first, but the old coot was very handsome and very persistent. I was afraid of having my heart broken as I was hurt once before. But I am so glad I did.' They are 11 years apart in age, which was frowned upon when they started dating. She was also from a very conservative family and he was from a family who owned a bar.--- They held hands in the back seat of my car and every woman and man should hope to have someone look at them the way they looked at each other. After they got out of my car I drove away crying because their story gave me hope.


I hope this sweet couple are still together and showing how much they love each other. They made a impact on me that day, and even though they do not know it. I wish them the best and a long life together.

Wednesday, January 10, 2024

Self Care 2024

How is everyone doing today? Are you taking care of yourself? Let me preface by saying I am a walking dumpster fire who struggles with self-care. I am reminding you that we all need to care for ourselves. Taking care of ourselves means your mental and physical health. I would take care of others instead of myself. But I know I cannot help or care for others unless I am helping care for myself first.

#1. Drink water

Sounds silly, I know. But I feel like crap when I do not drink water every day. Keeping yourself hydrated is good for your body. Sugar and bean water do not count.

#2. Getting Exercise

Doing this is another thing to add to your schedule. Working from home, I sit at a desk all day, and it can be hard to get moving. I try to take a walk on breaks or even clean to get moving. But as someone who sits all day, I am learning that additional exercise is essential.

#3. Doing Things You Enjoy

I hear all the time from people, "I just do not have the time to do the things I love." 

Well, I am saying MAKE TIME. I love to craft, and I know it can be hard to make the time, but we all need to do what makes us happy. Taking even five minutes of your day to do something you enjoy can make you feel better mentally. So why not?

#4. Get In The Shower and Stay There

This one may sound odd, but hear me out. I struggle with this sometimes, and usually, I want to fall into bed. I will take quick and hurried showers to clean up and get to bed. I am telling you, take over that bathroom. Soak in the warmth of the water. Spend the extra ten minutes deep conditioning your hair. Give yourself a facial. Whatever it is for you to relax and feel pampered.

#5. Get Organized

When I say this, I mean it. I tried to do this before the New Year, but work and life happened. But the more you organize yourself, the happier you will be. I have given myself two weeks to get my crap together because I need it done to get me through the year. All the little things I have been wanting to do will get done. My goal is by the end of the month be 100% done.

#6. Get Help If You Need It

There is nothing wrong with going to the professionals if you need to.

Remember, self-care is something that makes you happy. There is so much chaos in the world we all deserve it. Be happy, my fellow humans, and know you are loved.


Monday, January 8, 2024

Tuesday, January 2, 2024

Writing Is Not Just A Hobby

When I was young, I used to write to escape my problems. Now, I write to escape reality for a while but also relax. There will always be multiple stories going on. I added one last story today to the works-in-progress list. That will be all until I finish a few of them. Why? As much as I like to come up with new ideas and stories. I also would like to bring some to a close. If you have looked at some of my social media, I have stories that are videos and some that are audio. All my life, my dream has always been to be a professional writer. Will that happen? I do not know, but it will never stop me from trying. It would make me happy if one person read my story and enjoyed it.

So, if you wish, please enjoy the stories page here.

Monday, January 1, 2024

Seriously 2024

Well, 2024 started with a bang for me. How about you all? I am not getting into what is happening with me, but things will be okay. I hope. But SERIOUSLY 2024, a 7.6 magnitude earthquake in Japan and tsunami warning at the start of the New Year? 2024 get your shit together because I started my 2024 map of things happening, and I did not think Japan would not be the first thing I would be adding to it for the year.

Getting Out Of A Financial Mess

When I married my Ex-Husband, I was young and stupid. He and his Mom told me I needed to listen to the financial advice that they were givin...